Great. It looks like my bank is going under fast, and the F.D.I.C. may not have the funds to cover our deposits without begging some from the Treasury. Is it time to stuff my mattress with money, or does it really matter at this point? At what point will we need a wheelbarrow full of dollars to buy a loaf of bread? I have the wheelbarrow, but I may need my paper money for bookmarks, toilet paper and other more constructive items. Isn’t a conservative, deregulated America great?